CMHC Mortgage Consumer Survey: State of Homebuying and Mortgages in 2025
A review of the recent 2025 CMHC Mortgage Consumer Survey and what it means for Canadians looking to buy their first home or renew their mortgage.
Guide: How to Maximize the Value Of Your Credit Card Points
Nook's guide to maximizing the value from your credit card points for travel. We cover the target cents-per-point benchmarks for the major programs, a playbook for high value travel redemptions, and when cash back cards are a better alternative.
A Field Guide to Buying a Home in Canada, mid-2025
It’s May 2025, the Bank of Canada’s policy rate sits at 2.75% after seven quarter‑point cuts, and, despite this cheaper money, the national average resale price is still $678,331. This is down 3.7% from a year ago, but it still puts the majority of
The Science of Saving: Why Saving Money Feels Disproportionately Good
There’s a certain kind of joy that comes from saving money. Not life-changing amounts—just little wins. Driving ten minutes out of your way to save five cents a litre at the gas station. Waiting in line for half an hour to get a free donut you weren’t
Emergency Fund: Why You Need One and How to Start
Given the uncertain economic environment influenced by ongoing trade disputes and fluctuating tariffs, financial stability has become increasingly important for Canadians. Unexpected events like job loss, emergency repairs, or surprise car issues underline the necessity of having an emergency fund. In this article, we provide a straightforward guide to help
When Does an Uber One Membership Actually Pay Off?
If you regularly rely on Uber for getting around or grabbing meals, you've likely considered Uber One—Uber's subscription promising savings for frequent users. Still, with a monthly fee of $9.99, it's fair to wonder if the savings justify the cost. In this
Breaking Even at Costco: The Fastest and Slowest Ways to Justify Your Membership Fee
For many shoppers, a Costco membership feels like an automatic money-saver. But is it? At $65 per year for a basic Gold Star membership and $130 for Executive membership, the real question isn’t whether Costco has good deals, it’s whether those deals save you more than what you
How to Choose Between a Fixed & Variable Mortgage Rate
We've put together a framework to compare fixed and variable mortgage rates, including a calculator and a summary of what the experts are saying.
How to Die With Zero - A Helpful Way to Approach Life & Money + A Workbook Guide
"Rather than just focusing on saving up for a big pot full of money that you will most likely not be able to spend in your lifetime, live your life to the fullest now: Chase memorable life experiences, give money to your kids when they can best use it,
Asking Rents in Canada Have Decreased for the First Time Since 2020. Here's Why (and What It Means)
Has there ever been a better time to... rent? It's not the headline we were expecting in this housing market era of perpetual sticker shock, yet here we are. According to the latest data, average asking rents for residential properties across Canada have dipped to a 17-month low.
6 Practical Ways to Save Money in 2025
Another year has rolled in, and while we might’ve hoped 2025 would bring a little relief from the cost of living crunch, our wallets are still under pressure. But here’s the silver lining: small, deliberate steps now can add up to big savings by the time we’re
Canada's mortgage renewal wave is coming. How to prepare if this includes your home.
"I took off on a wave, went down the side, popped out the other end, and went, shit, I'm still alive!" - Greg Noll Over 4 million Canadian homeowners are approaching a big moment: mortgage renewals in 2025 and 2026. Rates have cooled a bit recently,